Monthly Archives: December 2011

Toys R’ Us Open 24/7

2011 is turning out to be the year of the retailer.  First, there was Black Friday.  It seems as though retailers open earlier each year, but this year retailers went a step further by opening at midnight Thanksgiving Day.  Stores … Continue reading

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Payday Loans vs the Grinch

A lot of things have changed in the aftermath of the recession.  Unemployment increased and remains high, the housing market crashed and never recovered, and the country’s credit rating has been downgraded.  Many families have been forced to cut back, … Continue reading

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Who Made it to Santa’s Naughty or Nice List This Year?

You get judged by Santa, so why not judge the stores we shop in.  There are some retailers you should continue shopping with in the future, and others you should avoid.  Who tops the nice list, and who was naught?  … Continue reading

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This Christmas Office Gift-Give on a Budget

Are you stressed out over what to give this Christmas?  There never seems to be an end to the amount of people you have to shop for.  First, there is your immediate family.  Then you find out that your cousins … Continue reading

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Will You Need a Cash Loan Just to Cover Shipping?

If you have never shopped online before, you might not be aware of shipping costs.  Many merchandisers are offering big savings this holiday season if you shop online.  Lured in by the promise of 25% off or more, you may … Continue reading

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How to Become Financially Responsible in 2012

Were you a mess financially this year?  Did your irresponsible spending lead you to apply for numerous cash loans?  Were you unable to pay back your cash loans on time?  December means it’s almost a new year, and time to … Continue reading

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Hidden Christmas Costs

Most of us are aware that come December we will need extra cash.  We make a list of who we need to shop for, and what to purchase.  We look through coupon catalogs, check for sales, and save up.  We … Continue reading

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Why is the job market still so bad?

For many unemployed Americans it doesn’t seem like the recession is over, for them it might as well still be 2008.  The country’s slow crawl towards economic recovery has left many Americans feeling frustrated and helpless.  Economists don’t predict better … Continue reading

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How to Pay Your Payday Loans on Time

If you have never taken out a payday loan you’re probably thinking, “Why would I need help paying back a payday loan?”  However, if you have taken out a payday loan you know how quickly your due date comes around.  … Continue reading

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